· legal
Restaurant Insurance and Risk Management: Every Coverage You Need and Why
A kitchen fire, a slip-and-fall lawsuit, or a data breach can end your restaurant overnight if you are uninsured. This guide covers every coverage type — from workers' comp at $1.06 per $100 of payroll to cyber liability for PCI breaches averaging $3.92 million — and how to build a risk management strategy that keeps a single incident from becoming a shutdown.